A spokesman for the Yorkshire Building Society said: “We are in the process of conducting rigorous reviews of credit scores for the application of principles. Santander yesterday announced the introduction of a “soft credit check” on mortgage decisions in principle for customers in all intermediate activities. Andrew Montlake, director of broker Coreco, welcomed the move and said customers were increasingly concerned about the impact of an agreement in principle (AIP) on their credit file. However, YBS and its intermediary Accord have promised to move soon to a basic search, which will only be classified for 60 days and is not visible by other financial institutions. He told Mortgage Solutions: “Customers are increasingly asking about the impact of an agreement in principle on their creditworthiness. HSBC, Tesco, Lloyds and Halifax are among the lenders already conducting soft credit checks exclusively for an agreement in principle. Our broadband unbundling tool is the cheapest broadband, phone and TV. We think it`s important that you understand the strengths and limitations of the site. We are a journalistic website that aims to provide the best moneySaving guides, tips, tools and techniques, but we can`t guarantee to be perfect, so know that you can use the information at your peril and we can take no responsibility if something goes wrong.

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